Financial
Health Insurance Comparison
Plan costs, coverage, and quality scores by country.
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Costs are estimates and vary by age, health status, provider, and plan — verify quotes directly with insurers.
Colombia
Very AffordableAffordability88Quality76
Monthly costs (USD)
Basic plan · $35–$7070
Comprehensive · $90–$190190
- Typical deductible
- $250
- Average copay
- 10%
Scores
Affordability88
Coverage quality76
Coverage details
- Dental
- ✓
- Vision
- ✓
- Emergency evacuation
- ✕
- Public option access
- ✓
- Waiting period
- 30–90 days for non-emergency care
- Pre-existing conditions
- Often excluded for 12 months on private plans; EPS cannot refuse
- Maternity
- Covered after a 300-day waiting period on most plans
EPS (public)Prepagada (private top-up)International expat plan
Quick facts
- Major providers
- Sura, Colsanitas, Compensar, Coomeva
- Claims process
- Mostly digital via app/portal
- English support
- Limited outside private clinics in Bogotá and Medellín
Expat tip
Most expats enrol in a mandatory EPS plan and add an affordable prepagada top-up — the combination costs less than one mid-tier US plan and unlocks short waiting times.
Costs are estimates and vary by age, health status, provider, and plan — this is not financial or medical advice.